Capitalism 2 and Capitalism Lab Forum

anjali wrote: ↑Fri Sep 06, 2024 5:57 pm back to the banks ...
balance sheet matches now in 2nd year with the AI banks making quite nice profits and not busting hehe ... the income sheet shows different figures then the balance sheet
bank 1 has 37.84% more net profit in income statements then stated in its balance sheet
bank 2 has 13.06% more net profit in income sheet then stated in its balance sheet.

assuming both banks run on 90% LTA then each of the banks got around $4.5bn of HQ Deposits and both got nearly the same amount of customer deposits. so must again be related to HQ deposits.
gonna get a closer look into it once i got my own bank. so i can check banks sheets and corporation sheets

the pictyure shows the next year of 1 of the AI banks total profit after tax 97.426.972 and balance sheet changes 57.529116 thats a 40 million or about 70% more profit shown then reflected in balance sheet

2nd AI company even worse 102.478.379 profit made ... balance sheet changes are only 44.482.254 thats 130% more profit then the balance sheet reflects so either the profit is incorrect or the profit leaks again somewhere and doesnt show up on balance sheet ... either way is bad

by the amount of equity they got in the bank we have in each bank more then 4billion in loans even if i count bad wthe profit means that bank A gets average 6.5% interest by 3.5% deposit interest and 2% loan defaults ... which doesnt add up as to get 2% loan defaults you got to massively borrow at 10-12% interest even a AAA rated loan with ZERO default will pay about 6% instead of 4.5% without defaults and this would match about AI Bank 2 profit shown in its income statement ... so it must leak somewhere maybe as i suspected the double pay of interst to corporation deposits 1 accounted in balance sheet and on deposit payout the 2nd full interest pay not show in income sheet and just go straight to balance sheet? ... they both got between 3.2 and 3.5 billion in HQ deposits the only rational explaination for this massive difference between profit (the one in income statement makes sense ) and the poor balance sheet increase.

moneytheory wrote: ↑Mon Sep 09, 2024 2:29 pm Banks going negative when using cheat shift 789
I purchased stock in two banks at 100% but i didn't merge them. However after i purchased the stocks using the cheat both banks went negative same in Vanilla game. See save game version 10.0.41 using Real world mod. Also see screenshots. My company is Telstra and and because the bank is negative it ask me to transfer money to HP. As you will see from the screenshot i cant transfer money to HP. This never happen in the previous patches. If you don't use the cheat it doesn't go negative.

https://imgur.com/a/wXRv2zq

https://ufile.io/3ipiax70

David wrote: ↑Tue Sep 10, 2024 3:13 pm

moneytheory wrote: ↑Mon Sep 09, 2024 2:29 pm Banks going negative when using cheat shift 789
I purchased stock in two banks at 100% but i didn't merge them. However after i purchased the stocks using the cheat both banks went negative same in Vanilla game. See save game version 10.0.41 using Real world mod. Also see screenshots. My company is Telstra and and because the bank is negative it ask me to transfer money to HP. As you will see from the screenshot i cant transfer money to HP. This never happen in the previous patches. If you don't use the cheat it doesn't go negative.

https://imgur.com/a/wXRv2zq

https://ufile.io/3ipiax70

Please download the latest patch v10.0.42 from https://caplab.b-cdn.net/CR10042-10017.zip and check if it fixes the bug.

moneytheory wrote: ↑Tue Sep 10, 2024 9:44 pm

David wrote: ↑Tue Sep 10, 2024 3:13 pm

moneytheory wrote: ↑Mon Sep 09, 2024 2:29 pm Banks going negative when using cheat shift 789
I purchased stock in two banks at 100% but i didn't merge them. However after i purchased the stocks using the cheat both banks went negative same in Vanilla game. See save game version 10.0.41 using Real world mod. Also see screenshots. My company is Telstra and and because the bank is negative it ask me to transfer money to HP. As you will see from the screenshot i cant transfer money to HP. This never happen in the previous patches. If you don't use the cheat it doesn't go negative.

https://imgur.com/a/wXRv2zq

https://ufile.io/3ipiax70

Please download the latest patch v10.0.42 from https://caplab.b-cdn.net/CR10042-10017.zip and check if it fixes the bug.

It fixes the bug when you own 100% shares. However when you do a merger the bank will go negative again. See save game https://ufile.io/q2hk6408

moneytheory wrote: ↑Mon Sep 09, 2024 2:29 pm As you will see from the screenshot i cant transfer money to HP. This never happen in the previous patches.