Capitalism 2 and Capitalism Lab Forum

I have a problem.I found the imbalance between income and consumption of residents in the game.
From the city income interface, it can be seen that the consumer tax (tax rate : 10%) and individual income tax (tax rate : 20%) were 474043937 and 882275196.
residents' consumption expenditure (including tax) in the last year: 474043937*11=5214.4M.
The total after-tax income of residents in the last year : 882275196*4=3529.1M. The number of consumer expenditure is almost 1.5 times the number of the total income after tax. The phenomenon that the number of consumer expenditure is larger than that of the total income after tax occurs every year, even if the economy is in a severe recession. With consumers spending more than income, the number of deposits in the bank is even increasing. Why is there so much money?
If you use a Mod, the gap will be even more exaggerated. This screenshot shows the game with the Real World Mod (the initial settings of the game are the same as above). In the case of the same tax rate, the gap between consumer tax and individual income tax is even larger. This phenomenon is obviously not in line with the economic law. I hope the dev team can make the game more reasonable, at least not to let people spend more than the income every year. It would be more perfect to link the balance between income and expenditure with deposits and loans in the bank and Public Investors Money.If expenditure is less than income ,the surplus will lead to deposits in banks and Public Investors Money increasing.If expenditure is more than income,the deficit will lead to loans in banks increasing and Public Investors Money decreasing.

While I do not know the details of the simulation models that the dev team has implemented for generating these data, I did a search on the Internet and found some interesting facts and I would like to share them with you.

1) https://en.wikipedia.org/wiki/Household ... ted_States
Wikipedia states that in 2018, the total personal income earned in the United States was $17.6 trillion.

From the section "Aggregate income distribution", you will see:
"The aggregate income measures the combined income earned by all persons in a particular income group. In 2018, the total personal income earned in the United States was $17.6 trillion. In 2008, all households in the United States earned roughly $12,442.2 billion."

2) https://www.statista.com/statistics/109 ... in-the-us/
You will see from the above page on statista.com that the quarterly consumer spending in the US is $13.3 trillion the single quarter of Q3 2019 alone. The annual total is approximately 4 times as much - over $50 trillion.