I play Cap2 few min ago and i try something - use heavily bank loans. If you loan some money, you have to repay them without time-restriction, any other options and so on... So few ideas in that matter:
Several types of bank loans -
- Normal one, that now exists
- Mortgage loan - gotta select a building, with exception of HQ.
- Goal-related credits - let's say you need 20mil to buy a oil field, in the buying window you can select a loan for this particular purchase and you gotta use the money to buy the field and nothing else.
- Time-related credits - you can't repay them before the date of repayment. This can give you 10 or so years to get some profit and repay in time and at once. Probably very low interest and additional interest if you delay the payment for some time after the date.
- Stock Investment Loan - the bank gives you like 20M and for short time you can buy stock, sell stock and repay the Bank. If you fail to collect the 20M, bank got all the stock you purchase. It's really low risk loan.
- Merger loan - you need 100m to merge some companies? Well the bank give you the money, but they want some stock in the corporation and 50m after 4-5 years of operation. They'll sell the stock of course to other corporations.
- Overdraft loan - when the loan starts you can get unlimited amount of money from the bank, for some time (2 years) - several transactions, after the time's over, you have to repay for the same time with hefty interest. If you in difficult position you shouldn't take this one, coz can bankrupt you easily. But you're experienced, you can turn it around and repay it. Or you just invest in bussiness with good return.
- Technology loan - they give you small amount of cash to start r&d center and to research some technology. After you reach certain level you got 2 options - to repay the bank with cash or give them the research results and technology level. No time restrictions, which means - you can sell the technology in level 70, the bank want repayment in level 120. You got the profits from the first sell for yourself, and give 120 level to the bank, actually profiting from the loan.
I guess I can go on and on with this, i really wanna use diff loans for diff purpose - and diff game style.