Do you think deposits are too sensitive to a change in interest rates? Should we increase the sensitivity?
This is the original user post that suggests making the change.
At present, deposits are too sensitive to a change in interest rates. If you reduce the deposit rate by merely 0.10%, you'll often see your deposits shrink by 1% a day or so, and it can create a liquidity crisis much too fast (and equally, you can raise more deposits to avert a liquidity crisis much too easily by simply raising rates a tiny bit). You should need to move the interest rate by much larger amounts than this, and there should be a lag.
To see the original user post: http://www.capitalism2.com/forum/viewto ... 044#p29050
Update: we have decreased the aforementioned sensitivity slightly in the latest version 6.1.10 which can be downloaded from http://www.capitalism2.com/forum/viewto ... =52&t=6996
In light of this, I have reset the poll. Please vote again after you have a chance to test version 6.1.10.